A. File
B. View
C. Insert
D. Edit
🧠 Explanation:
In MS Excel, ready-made templates are available under the File tab in the New option. Accessed via File > New, this feature offers pre-designed spreadsheets for budgets, calendars, or trackers, enhancing productivity. Templates save time, providing formatted solutions for business or personal tasks. Studied in computer applications, this functionality reflects Excel’s versatility in data management. Understanding template access ensures efficient use of Excel’s tools, supporting users in finance, education, or project planning. The File tab’s role as a gateway to templates underscores Excel’s user-friendly design for diverse professional and personal applications.